Rentals, build-to-rent, and ground-up projects across the North and Central Florida corridor. I am the local read on rents, yields, sites, and lenders, so your decision runs on real figures, not a story.
Buying, selling, or leasing commercial space? See Commercial
Opportunities matched to your buy-box (price, area, condition, strategy), including quiet and pre-market ones.
Rent comps and a straight pro-forma on every property, so cash flow and cap rate are on the table before you commit.
I speak the financing, rent to PITIA, ratios, and terms, and connect you with lenders who fund it.
DSCR lenders, a build-to-rent builder, a 1031 CPA, and a closing attorney, so the deal is de-risked end to end.
The corridor is where the numbers work. Ocala and Marion run higher gross rental yields than the coastal metros, and because they sit inland they carry far less hurricane-insurance exposure, which is what actually decides a Florida rental pro-forma. Florida has no state income tax and ranks among the most landlord-friendly states, and a November 2026 ballot measure would cut the non-homestead assessment cap from 10 percent to 5 percent. The demand is real: Amazon put a 1 million square foot distribution center here in 2025, and the World Equestrian Center keeps pulling jobs and capital into the middle.
Most rental investors here finance with a DSCR loan, which qualifies the property, not your tax returns. DSCR is the monthly rent divided by the monthly payment and carrying costs (principal, interest, taxes, insurance, and any HOA). Most lenders want at least 1.0, and many prefer 1.20 or higher, meaning the rent covers the payment with room to spare.
For ground-up build-to-rent, the financing runs in two stages: a construction loan to build, then a refinance into a permanent DSCR loan once the property is built and leased. My job is the local-market layer that makes a lender say yes: site feasibility, rent comps that support the loan, and introductions to DSCR lenders and build-to-rent builders. The path is well worn; the discipline is picking sites and rents that hold up before you commit.
Two private calculators, yours to use, nothing sent to me.
A DSCR loan qualifies the property by its rental income, not your personal tax returns or W-2s. It is the most common way investors finance rentals in the corridor.
Higher rental yields than the coastal metros, far lower hurricane-insurance exposure inland, no state income tax, and real demand from logistics and the equestrian economy. The numbers tend to work better here than on the coast.
Building new homes to hold as rentals, usually with a construction loan that refinances into a DSCR loan once the property is built and leased. I work as the local rent-comp and site-feasibility layer with a builder partner.
Commercial is a separate practice. If you are buying, selling, or leasing retail, office, or industrial space, see the Commercial page. This page is for residential rental and build-to-rent investors.
Often yes. A property held for investment generally qualifies as like-kind for a 1031 exchange, which can defer the tax when you reinvest. The rules and timelines are strict, so I flag it early and bring in your CPA and attorney.
The tools, figures, and market reads on this page are general information and illustration only. They are not investment, financial, tax, or legal advice, and they are not a promise or projection of any return. Every property, loan, and situation is different, and real numbers change with rates, insurance, taxes, and condition. Before you act, confirm the figures for your specific deal and consult your own CPA, lender, and attorney. Kane Brooks is a licensed real estate advisor with Keller Williams Gainesville Realty Partners, not a financial or investment adviser.